Introduction
Indeed, the UK courts have issued a compulsory liquidation order against iPayTotal Ltd. This is a fact. However, exposing cybercrime and scam-supporting high-risk payment processors (HRPPs) is never easy. These companies frequently deploy lawyers who allege defamation and threaten legal action. Given their lucrative high-risk operations, they can afford strong legal teams. Nevertheless, challenge accepted. The UK-Indian HRPP iPayTotal has reportedly expressed concerns about the defamation in several online reports and is seeking to have them taken down. Naturally, they would prefer that. Allegedly, sources and evidence were not clearly presented. Below is a summary of the fact-based allegations. For further information, see the iPayTotal listing in the High-Risk Payment Processors Report.
Summary of Allegations Against iPayTotal
The reports by Scam-Or Project combine their own investigative findings with allegations publicly available on other review platforms and forums. Key findings are summarised below:
Count 1 – Insolvency Case and Court Ruling
iPayTotal Ltd in the UK attempted to be struck off the Companies House register. However, a creditor who had not been paid objected. The High Court of Justice upheld this objection, ordering the company’s liquidation under the UK Insolvency Act 1986. On December 3, 2020, Arvindar Jit Singh of FRP Advisory Trading Ltd, Birmingham, was appointed liquidator effective January 6, 2021. The company is now undergoing compulsory liquidation. This is a factual record, not defamation.
Count 2 – Scam Facilitation
This conclusion is based on victim accounts, whistleblower statements, and independent research. Numerous scams, later flagged by financial regulators, were analysed, and iPayTotal frequently emerged as a payment facilitator. Evidence includes screenshots and transaction documents – these are concrete facts, not defamatory statements.
Count 3 – Accusations of Defrauding Merchants
Public forums contain accusations of iPayTotal withholding funds from clients (high-risk merchants or scams) or allegedly blackmailing them. A discussion thread in the OffshoreCorpTalk forum exemplifies these claims. Furthermore, Phillip Parker published a critical review on CardPaymentOptions, citing over 50 complaints. These business practices, including high fees, sudden account closures, and forfeited funds, are documented in public sources, independent of Scam-Or Project. Again, these are publicly available facts, not defamation.
Count 4 – iPayTotal and Octapay Connection
Former Octapay director Christian van Biezen (LinkedIn profile) alleged that the same beneficial owners were behind both iPayTotal and Octapay. This claim was provided in a written statement, and there is no indication that it lacks credibility. It is based on verifiable facts and testimony, not defamatory speculation.
Recent Developments
iPayTotal has introduced Sen Kugan (LinkedIn profile) as its new president and public representative. While he appears to be a respectable individual with no negative public record, appointing a new president does not alter existing facts.